https://www.project-default.com/home daily 1.0 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481823701159-TDP6X1546GR4TQ5B1EDD/image-asset.jpeg Home Photo by sakkmesterke/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481823722050-CEJBEGSW61KQXVIRZP5E/tumblr_mn8b8sLRb61rkz363o1_1280.jpg Home Photo by ismagilov/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481801089775-6KPF2JGI7YS5SS2R5HRF/Screen+Shot+2016-12-15+at+6.24.12+AM.png Home Photo by alexsl/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481772205841-XPMSWMEDNUEB4WDYYHOZ/image-asset.jpeg Home https://www.project-default.com/data-exploration-1 daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481729176724-A7O68DZS4H7ZNQF0MESH/image-asset.png Loan Statistics https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481762371897-9VANMTY0M7IUC9PACPV8/Screen+Shot+2016-12-14+at+7.38.59+PM.png Loan Statistics https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481756699216-QTQS8P0KJZ9F2X6NLO59/Screen+Shot+2016-12-14+at+10.23.57+AM.png Loan Statistics https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481761597825-DNP39QRYDF5MFARTJA8S/image-asset.png Loan Statistics https://www.project-default.com/data-cleaning daily 0.75 2016-12-15 https://www.project-default.com/initial-steps daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481809674140-I457KTA3Z4XO574H1E9A/image-asset.png Initial Steps https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481806054762-1E0PMIZJDHPKF15FXFRS/image-asset.png Initial Steps https://www.project-default.com/final-model daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481789774482-HT64IAPE6I8BTKPN1C1A/Screen+Shot+2016-12-15+at+03.15.01.png Final Model https://www.project-default.com/metrics daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481789455949-SYQT568663WZNWZ906TZ/Screen+Shot+2016-12-15+at+03.10.25.png Metrics https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481789395959-3XZUN2IWSIFQJB88WPLS/performance.png Metrics (Same data as above, but in a graph.) https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481789644457-XMHU90IX2NW0Z8UEG1CG/Screen+Shot+2016-12-15+at+03.11.02.png Metrics https://www.project-default.com/features-of-a-defaulter daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481787546820-IUX9K4TQKZCJ871D4SZX/Screen+Shot+2016-12-15+at+02.38.31.png Features of a Defaulter https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481788034579-B6295Z6PWSZUYLM8D9EW/Screen+Shot+2016-12-15+at+02.43.56.png Features of a Defaulter https://www.project-default.com/the-problem daily 0.75 2016-12-14 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481730222682-8HINKAZCZPHOU00ABR2A/image-asset.jpeg The Problem Photo by maciek905/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481730020765-NUJMZT3LW3URZADA1FHG/image-asset.jpeg The Problem Photo by wildpixel/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481729753946-SE92PX90DGRKYKA31YGM/image-asset.jpeg The Problem Photo by halduns/iStock / Getty Images https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481729959641-RT04Y4IAI7ZS7006BRBR/image-asset.jpeg The Problem Photo by RomoloTavani/iStock / Getty Images https://www.project-default.com/simple-predictors daily 0.75 2016-12-15 https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481771991246-ZQOTMNDF8JLK0QH42X4V/Screen+Shot+2016-12-14+at+10.27.18+AM.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481769204757-KB4QB835MP4Z2EVTNI9R/image-asset.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481762634415-BWRV1QAB19DFF74MYID3/image-asset.png Simple Predictors The green and red bars are almost exactly even, across the different grades! This means that the initial grade is not a strong predictor of whether a loan will default: of the loans that default, 28% had an A grade! Now that we've explored the statistics about the loan, let's look at some information about the people taking out the loans. https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481777266476-GR4425DXJG3J15VTIAA6/Screen+Shot+2016-12-14+at+11.15.13+PM.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481767995376-PAHEQPSR03PO1A7XMRG9/image-asset.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481777273485-J95ZDL0HY9NFGF19W66V/Screen+Shot+2016-12-14+at+11.29.13+PM.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481767934802-SBHAPWWX0K9RRYX3JQCY/image-asset.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481763458389-LMF32QAFRPK45GVJRC80/image-asset.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481769067512-MSHGFSW459B1Y1DSPAOA/image-asset.png Simple Predictors https://images.squarespace-cdn.com/content/v1/585073542994ca496acea075/1481776174237-RNAQ4ZMFNMG3J6T5VJFA/Screen+Shot+2016-12-14+at+11.15.13+PM.png Simple Predictors https://www.project-default.com/home-alt-bedford daily 0.75 2025-05-12 https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390500612440-PGQSIY8KL9F7T5VIXQLO/chambers-2.jpg Home Alt A better world Starts with a choice Contact Us https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390500503574-5BAPXZO9U06UV61P49UO/chambers1.jpg Home Alt Sustainability Starts with you Join Us https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390500933384-LII4SRIPHFYOUFX0UCXC/chambers-4.jpg Home Alt A better world Starts with a choice Join Us https://images.squarespace-cdn.com/content/v1/52a74d9ae4b0253945d2aee9/1390504287124-HQ8GNX1JCE22V047MSQ9/chambers-8.jpg Home Alt Preserve Nature Join Us